PRIVACY POLICY
Nueces County Employees Credit Union (NCE Credit Union) is owned by its members and run by a board of directors you elect. You can
be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to
explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact a member service
representative at (361) 882-4780.
Rev 12/2010
| FACTS |
What Does NCE Credit Union Do with your personal information?
|
| Why? |
Financial companies choose how they share your personal information federal law gives consumers the right to limit some but
not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend ont hte product or service you have with us. This
information can include:
* Social Security Number * Payment History * Credit History
* Account Balances *Credit Scores and Transaction or Loss
History
When you are no longer our customer, we continue to share your information as described in this notice.
|
| How? |
All financial companies need to share member's personal information to tun their everyday business. In the section
below,we list the reasons financial companies can share their member's personal information: the reason N.C.E. Credit Union chooses
to share; and whether you can limit sharing. |
| Reasons we can share your personal information |
Does NCE Credit Union Share? |
Can you Limit your sharing? |
|
For everyday business purposes-
such as to process your transactions, maintain your account, respond to court orders and legal investigations, or report to
credit bureaus.
|
YES |
NO |
|
For our marketing purposes-
to offer our products and services to you
|
YES |
NO |
|
For joint marketing with with other
financial
companies
Four our affiliates' everyday business purposes information about your creditworthiness
|
NO
NO
|
We don't share
We don't share
|
|
For our affiliates' everyday business purposes- information about your transaction and expereiences
For non-affiliates to market you
|
NO
YES
|
We don't share
YES
|
|
Questions?
|
|
|
| call (361) 882-4780 or visit us at www.ncecredit union.net |
|
|
.
| Who is providing this notice? |
NCE Credit Union |
| How does NCE Credit Union protect my personal information? |
We use security measures that comply with federal law. These measures include computer safeguards and secured files and
buildings. |
| How does NCE Credit Union Collect my personal information? |
We Collect you personal information, for example when you * Open an
Account * Use Your Debit Card
* Apply for a Loan * Deposit money into an Account
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
*Sharing for affiliates' everyday business purposes-
information about your credit worthin
* affiliates from using your information to market to you
* sharing for nonaffiliates to market you
State laws and dividual companies may give you additional rights to limit sharing.
|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinacial companies.
* NCE Credit Union
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
* Third party service providers
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
* CUNA Mutual Group
|
| 
