PRODUCTS & SERVICES      NCE Credit Union

NCE Credit Union offers the following member services

(Products, Services, & Promotions: Board Approval EFFECTIVE 08-01-11

Click here to view special promotions!

• Share/Savings Account - To join, there is a minimum of $8.00 deposit to open a savings account.

Share/Savings Account Fees: (dividend paid .50% quarterly)

$ 8.00     credit union membership fee upon joining

$ 3.00     per widthdrawal, after one free withdrawal per quarter

$ 3.00     fee for a copy of a statement

$25.00     per hour for research on account

$ 4.00     fee to close account

$ 2.00     fee for mail requests

$ 3.00     transfer fee on "all transfers"

(To be considered an active member of the Credit Union, your share/savings account must have a minimum balance of $50.00)

*   Cashiers Checks..........$3.00

*   $ 5.00 fee for closing account before 90 days.  Must wait 6 months before re-opening.

• Once your share account is active, you may qualify for some of the following services.

Share Draft/Checking Account Fees:

$  3.00      transfer fee from or to any member account

$  5.00      fax a copy of account statement or printout

$  1.00      balance inquiry

$ 30.00     insufficient funds fee

$  5.00      NCE Checking package

$ 25.00      per hour for research on account

$  3.00      to obtain copy of a statement

$ 30.00     to stop payment on a draft (per item)

$ 35.00     to stop payment on NCE Check

$ 25.00     wire transfer

$  5.00     copy of a draft by fax

$  5.00      fee to close account

$  5.00      fee to replace debit card

$  1.00      Change pin on debit card

$ 15.00     per hour to provide assistance with account balancing

$ 30.00     fee for check deposited into your account that is returned unpaid. (If you do not have funds to cover returned check you will be charges $30.00 per item)            

Fees:

$ 4.00     to open account, plus membership

$ 5.00     Early withdrawl fee

$ 2.00     fee to close account

Christmas Club starts mid November and funds are distributed in November the following year before Thanksgiving Holidays..

$1000    Minimum deposit required

Rate:     6 months - .75%

             1 year - 1.00%

             2 years -1.50%

Rates Effective 08-01-11 as per Board Meeting (July 2011)

To be considered for a loan you must be a member for six months, be employed for a year, and have a minimum of $100.00 in Shares.

Note: To any late payment a $30.00 fee will be applied.

 

  For application and full details, please visit or contact NCE Credit Union!