Products & Services

Share/Savings Account

– To join, there is a minimum of $50.00 deposit to open a savings account.

Share/Savings Account Fees: (dividend paid .25% quarterly)

$ 15.00     credit union membership fee upon joining

$ 3.00     per widthdrawal, after one free withdrawal per quarter

$ 5.00     fee for a copy of a statement

$25.00     per hour for research on account

$10.00     fee to close account

$ 3.00     fee for mail requests

$ 3.00     transfer fee on “all transfers”

(To be considered an active member of the Credit Union, your share/savings account must have a minimum balance of $50.00)

*   Cashiers Checks……….$5.00

*   $ 10.00 fee for closing account .  Must wait 6 months before re-opening.

• Once your share account is active, you may qualify for some of the following services.

Share Draft/Checking Account Fees:

$  3.00      transfer fee from or to any member account

$  5.00      fax a copy of account statement or printout

$  1.00      balance inquiry

$ 35.00     insufficient funds fee

$  7.50      NCE Checking package

$ 25.00      per hour for research on account

$  3.00      to obtain copy of a statement

$ 35.00     to stop payment on a draft (per item)

$ 35.00     to stop payment on NCE Check

$ 35.00     wire transfer

$  5.00     copy of a draft by fax

$  10.00      fee to close account

$ 15.00     fee to replace debit card

$  5.00      Change pin on debit card

$ 15.00     per hour to provide assistance with account balancing

$ 35.00     fee for check deposited into your account that is returned unpaid. (If you do not have funds to cover returned check you will be charges $35.00 per item)

Fees:

$ 5.00     to open account, plus membership

$ 5.00     Early withdrawal fee

$ 2.00     fee to close account

Christmas Club starts mid November and funds are distributed in November the following year before Thanksgiving Holidays..

$1000    Minimum deposit required

Rate:

6 months – .50%

12 months-  .75%

24 months –  1.25%

Rates Effective 07/18 as per Board Meeting 

Loans: (with approved credit) Visit NCE Credit Union for Credit Score Analysis Report for Rates

To be considered for a loan you must be a member for six months, be employed for a year, and have a minimum of $135.00 in Shares.

Note: To any late payment a $35.00 fee will be applied

$35.00 fee skip a payment

 

FEE CHANGE NOTICE

Effective September 1, 2018 some NCE Credit Union account fees will change.  The first fee change since 2016.  Full  schedule fee can be obtained from

Credit Union or website www.ncecreditunion.com.  All rates subject to change.