Products & Services

Share/Savings Account

– To join, there is a minimum of $50.00 deposit to open a savings account.

Share/Savings Account Fees: (dividend paid .25% quarterly)

$ 15.00     credit union membership fee upon joining

$ 3.00     per widthdrawal, after one free withdrawal per quarter

$ 5.00     fee for a copy of a statement

$25.00     per hour for research on account

$10.00     fee to close account

$ 3.00     fee for mail requests

$ 3.00     transfer fee on “all transfers”

(To be considered an active member of the Credit Union, your share/savings account must have a minimum balance of $50.00)

*   Cashiers Checks……….$5.00

*   $ 10.00 fee for closing account .  Must wait 6 months before re-opening.

• Once your share account is active, you may qualify for some of the following services.

Share Draft/Checking Account Fees:

$  3.00      transfer fee from or to any member account

$  5.00      fax a copy of account statement or printout

$  1.00      balance inquiry

$ 35.00     insufficient funds fee

$  7.50      NCE Checking package

$ 25.00      per hour for research on account

$  3.00      to obtain copy of a statement

$ 35.00     to stop payment on a draft (per item)

$ 35.00     to stop payment on NCE Check

$ 35.00     wire transfer

$  5.00     copy of a draft by fax

$  10.00      fee to close account

$ 15.00     fee to replace debit card

$  5.00      Change pin on debit card

$ 15.00     per hour to provide assistance with account balancing

$ 35.00     fee for check deposited into your account that is returned unpaid. (If you do not have funds to cover returned check you will be charges $35.00 per item)

Fees:

$ 5.00     to open account, plus membership

$ 5.00     Early withdrawal fee

$ 2.00     fee to close account

Christmas Club starts mid November and funds are distributed on your share account in November the following year before Thanksgiving Holidays..

$1000    Minimum deposit required

Rate:

6 months – .50%

12 months-  .75%

24 months –  1.25%

Rates Effective 12/19 as per Board Meeting 

Loans: (with approved credit) Visit NCE Credit Union for Credit Score Analysis Report for Rates

To be considered for a loan you must be a member for six months, be employed at least six months , and have a minimum of $50.00 in Shares.

Note: To any late payment a $35.00 fee will be applied

$35.00 fee skip a payment

$35.00 Loan processing fee

FEE NOTICE

(Fee schedule included in December 2019 Quarterly Statements)

Credit Union or website www.ncecreditunion.net.  All rates subject to change.